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Georgia has witnessed a remarkable transformation in its payment systems, thanks to rapid technological advancements. The country has made significant strides in modernizing its payment infrastructure, transitioning from traditional payment methods to innovative, contactless options. This evolution has introduced a variety of payment processing services suitable for both traditional and contemporary needs, including contactless and mobile payments, e-commerce transactions, and online bill settlements.

For merchants and investors, Georgia presents a landscape rich with business opportunities, bolstered by these diverse payment solutions. Understanding the available payment methods in Georgia is crucial for anyone looking to engage in commercial activities in this dynamic market. Continue reading to gain deeper insights into the payment options that Georgia offers.

Payment Methods in Georgia

Payment methods in Georgia can be broadly divided into two categories: traditional and modern. Despite the emergence of newer payment technologies, Georgia maintains a more conservative approach in this realm. A significant portion of transactions, over half, are still conducted using traditional payment methods, reflecting the country's careful integration of new financial technologies while preserving established practices.

Traditional Payment Method

In Georgia, cash remains a primary and straightforward payment method, especially among those who are less familiar with technology. Many people still prefer using physical currency – paper notes and metal coins – for their financial transactions. While cash is the most widely used method historically, the introduction of electronic payment options has gradually reduced its prevalence in recent times.

Bank Transfer

In Georgia, bank transfers are a widely used payment method, particularly favored by businesses. This method facilitates the direct transfer of funds from one bank account to another and can be conducted via online banking, mobile banking, or in-person at bank branches. It's versatile, suitable for a range of transactions like making purchases, sending money, or paying bills.

For a bank transfer, especially across borders, it's necessary to have the recipient's bank details, including the International Bank Account Number (IBAN) for non-resident accounts, to start the transaction.

Other Payment Methods
Credit and Debit cards. 

In Georgia, credit and debit cards are widely used for electronic transactions. Credit cards offer a fast and convenient way to make purchases both at physical points of sale and online. Debit cards, linked to a bank account, allow direct withdrawals from the account and typically don't have an annual fee.


Another online payment processing method is digital payments, i.e., paying through digital mobile wallets. Payments enable money to be transferred from one wallet account to another electronically. 

Alternative payment methods
Mobile Payments

The rapid proliferation of smartphones and mobile devices has made mobile payments popular in Georgia. The account should be linked to a bank account or a card to enable payments via mobile apps. The relevant amount is debited from bank accounts or cards via mobile payments. Mobile payments have been key to socio-economic development in countries like Sweden


PayPal is a popular digital payment platform known for its security and convenience, primarily used by individuals for online transactions like shopping, bill payments, and money transfers. While businesses can use PayPal, more comprehensive banking solutions are often needed for larger-scale operations.

Reasons To Choose WeavePay:
  • Fast International Payments
  • Instant access to cash through debit cards
  • Competitive exchange rates
  • Personalized support

Security is paramount in Georgia's financial landscape. WeavePay uses advanced encryption and authentication measures to ensure the secure handling of payment information. Stringent regulatory compliance aligns the payment system with international standards, fostering trust in the financial environment.