global payment guide


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Available payment networks

Andorra is a small yet thriving nation on the eastern Pyrenees. Despite being one of the smallest nations in Europe, Andorra has become a hub for foreign investors due to its rapidly expanding economy, attracting foreign investors and entrepreneurs.

With more than 7,168 Andorran businesses registered, it is essential to have efficient and convenient payment options to ensure smooth commercial transactions. But what payment methods are supported in Andorra? We discuss this and more, including the transfer costs of sending money to Andorra from other countries.

What are the supported payment methods in Andorra?

Andorra has specific preferences regarding its payment methods. However, we must remember that every one of these methods has certain payment information that acts as guidelines for sending and receiving money, like international bank account number (IBAN), Bank Identifier Code (BIC), and more.

Credit and Debit Cards

They are among the most popular and widely used online payment methods for online purchases in Andorra. Financial institutions such as Visa, MasterCard, and Maestro offer online payment services to consumers of various online businesses, making online payment convenient and secure with branded credit and debit cards.

Bank Transfers

Bank transfers are a widely used payment method in Andorra because of their affordability, security, and transparency. Bank transfers offer the best value to businesses, making them a formidable force, even though they process payments more slowly than credit or debit cards. Andorra businesses can transfer money straight from an international bank account using this payment method. This payment system is for large payments. All you need is an IBAN (international bank account number).


PayPal is an online payment platform that allows users to make payments directly from their PayPal account balance when shopping online. Users create a PayPal account and link it to a credit card or bank account. It offers secure payment processing services for online transactions.

However, PayPal's primary focus is on individual users or at most, sole proprietors. This means larger businesses might not find the services and support they need to operate efficiently and smoothly.

Mobile Payment

In Andorra, mobile payment apps like Google Pay and Apple Pay are gaining popularity as alternative payment methods. These apps enable customers with non-resident bank accounts to make wireless payments to businesses that accept online transactions. 

However, for businesses, these apps may present challenges due to their design being more suited for individual consumer use rather than complex business transactions.

How much are the transaction fees for sending money to Andorra

International transactions typically incur various fees, such as intermediary fees, conversion charges, outgoing fees, and incoming fees. These costs, influenced by location, payment option, and currency exchange rates, can be substantial. This is where WeavePay comes in. While it's not the cheapest option,  WeavePay justifies its cost by offering high-quality transaction services tailored to your specific needs in Andorra. With WeavePay, you're investing in a service that matches the value you pay for.

What payment networks are available in Andorra?


SEPA (Single Euro Payments Area) is a European-wide cashless payment system that facilitates the transfer and direct debit of euro transactions. Businesses in Andorra can use this system to make transfers and direct debits in euros both within the country and between neighboring SEPA countries. 


With SWIFT transfer, businesses can carry out international financial transactions through the SWIFT (Society for Worldwide Interbank Financial Telecommunications) network - a global interbank messaging system for most banks and financial institutions to securely send and receive information. This network is essential for Andorran businesses that engage in international transactions because it guarantees the safety, security, and standardization of cross-border payments. To receive payments internationally, open an account with us right away.

How long does it take to send money to Andorra?

Online payment processing in Andorra varies depending on factors such as the payment service used and the nature of the transaction. Traditional bank transfers can take a few days for the recipient to receive the funds.

WeavePay, however, is designed to handle the complexities and demands of high-spend international businesses. It offers efficient transaction processing times, especially beneficial for businesses with complex models or industries. With WeavePay, you can expect faster international transactions to bank accounts in Andorra, compared to standard services that typically take three to five days. This efficiency largely depends on the amount being sent and the intricacies of your business operations.

Why should I choose WeavePay to send money to Andorra?

With its multi-currency business accounts, companies can streamline their cross-border transactions without the usual hindrances posed by traditional banking systems.

Andorra's sizable economic and industrial sector and proximity to powerful European nations like France and Spain underlines the need for excellent international payment services. For companies looking to send money to Andorra, WeavePay is the best choice for several reasons. Some of these are:

  • Fast online application process
  • Internationally- tailored services
  • Quick transactions
  • Competitive exchange rates
  • Multi-currency support

WeavePay addresses international payment difficulties in Andorra by offering cross-border payment solutions that are fair, easy to use, and transparent to Andorran businesses that can benefit from them. Take the first step by joining us today to enjoy incredible benefits. Check your eligibility for a WeavePay account and get pre-approved within 48 hours.